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House Concord Program

House Concord down payment assistance program

House Concord down payment assistance program is offered by the City of Concord’s Business and Neighborhood Services Division. The division receives HOME Investment Partnership Funds, allocated annually through the Department of Housing and Urban Development (HUD) for homebuyer activities, including down payment assistance. You have to be a first time home buyer to qualify for this program.

With House Concord down payment assistance program, you can receive a 5-year forgivable loan of up to $5,000 to apply towards your down payment, pre-paids, or closing costs when buying a home within Concord’s city limits.

Applicants of House Concord down payment assistance program must be first-time home buyers and have annual incomes that do not exceed 80% of the median income for the Concord area .

Down Payment Assistance Programs & Grants


Would you like to find out if you qualify for the purchase of a home? A down payment assistance? Are you interested in having Cornerstone Realty help you to sell your home? Call us today or fill out the form below and we will contact you as soon as possible.

Mortgage Center

We have included below a few tools to help you determine your mortgage payments, closing costs and an estimator of how much you could afford based on your income. To get pre-approved for the purchase of a home, give us a call today or fill out an online inquiry from our website and we will contact you with 24 hours of your submission.


Start today with your pre-approval process. It's easy - simply provide your information below and will contact you and email you the contact information of one of Charlotte's best lenders.

About Us

This Charlotte real estate website provides search tools, information and market news for home buyers and sellers. All the properties displayed on this website are generated automatically from the Carolina MLS and are updated daily.

The down payment assistance programs discussed in this website are based on a 30-year fixed loan. Interest rate is the current market rate.

If you have questions, please contact us today. Your inquiry will be answered by a Realtor® licensed to practice real estate.

Contact Information

Office: (704) 837-4672
Email: info@nc-homeownership.com
Address: 317 Matthews Mint Hill Road, Suite 201 Matthews, NC 28105

Mon-Fri: 9am to 6pm EST
Sat & Sun: By appointment only

Charlotte Real Estate website – We provide Real Estate services to home buyers and home sellers in Mecklenburg, Union, Gaston, Cabarrus and Stanly Counties.

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