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$100 Down Properties

What are $100 down properties?

While searching homes for sale in the Charlotte area, you might have come across advertisements that mentioned $100 down properties for sale. What are $100 down properties? $100 down properties are  HUD homes.  HUD homes can be purchased with only $100 down ($100 down payment) if a buyer uses a FHA-insured loan to finance the property. To qualify for this incentive from HUD (not available in all states, but currently offered in North Carolina), a qualified home buyer  must not have owned a HUD home in the past two years, must occupy the property as his/her primary residence for at least one year (owner-occupant) and must offer full asking price for the home. HUD will also contribute up to  3% of the purchase price towards the buyer’s closing costs if requested at the time of offer.

Charlotte HUD homes for sale

Below is a full list of HUD homes for sale in the Charlotte area. All listings are updated daily. We are HUD approved brokers and can help you with the purchase of a HUD home. Please note that you cannot purchase a HUD home without the assistance of a HUD approved broker. Don’t hesitate to contact us if you have questions about HUD homes or if you would like to schedule an appointment to go see a HUD home you are considering buying.

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Would you like to find out if you qualify for the purchase of a home? A down payment assistance? Are you interested in having Cornerstone Realty help you to sell your home? Call us today or fill out the form below and we will contact you as soon as possible.

Mortgage Center

We have included below a few tools to help you determine your mortgage payments, closing costs and an estimator of how much you could afford based on your income. To get pre-approved for the purchase of a home, give us a call today or fill out an online inquiry from our website and we will contact you with 24 hours of your submission.

About Us

This Charlotte real estate website provides search tools, information and market news for home buyers and sellers. All the properties displayed on this website are generated automatically from the Carolina MLS and are updated daily.

The down payment assistance programs discussed in this website are based on a 30-year fixed loan. Interest rate is the current market rate.

If you have questions, please contact us today. Your inquiry will be answered by a Realtor® licensed to practice real estate.

Contact Information

Office: (704) 837-4672
Email: info@nc-homeownership.com
Address: 317 Matthews Mint Hill Road, Suite 201 Matthews, NC 28105

Mon-Fri: 9am to 6pm EST
Sat & Sun: By appointment only

Charlotte Real Estate website – We provide Real Estate services to home buyers and home sellers in Mecklenburg, Union, Gaston, Cabarrus and Stanly Counties.

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