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Monthly Archives: October 2011

$100 Down Properties

What are $100 down properties?

While searching homes for sale in the Charlotte area, you might have come across advertisements that mentioned $100 down properties for sale. What are $100 down properties? $100 down properties are  HUD homes.  HUD homes can be purchased with only $100 down ($100 down payment) if a buyer uses a FHA-insured loan to finance the property. To qualify for this incentive from HUD (not available in all states, but currently offered in North Carolina), a qualified home buyer  must not have owned a HUD home in the past two years, must occupy the property as his/her primary residence for at least one year (owner-occupant) and must offer full asking price for the home. HUD will also contribute up to  3% of the purchase price towards the buyer’s closing costs if requested at the time of offer.

Charlotte HUD homes for sale

Below is a full list of HUD homes for sale in the Charlotte area. All listings are updated daily. We are HUD approved brokers and can help you with the purchase of a HUD home. Please note that you cannot purchase a HUD home without the assistance of a HUD approved broker. Don’t hesitate to contact us if you have questions about HUD homes or if you would like to schedule an appointment to go see a HUD home you are considering buying.

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Homes For Sale In NoDa, Charlotte Real Estate

Charlotte’s Historic Arts District Real Estate Looking for a “hip” place to live in Charlotte? NoDa (North Davidson), is home for Charlotte’s Historic Arts District. Located two miles north of uptown Charlotte, NoDa hosts many eclectic art galleries, live music venues and local hip eateries. The neighborhood which surrounds the intersection of North Davidson Street… Continue Reading

Homes For Sale In Steele Creek, Charlotte Real Estate

Steele Creek real estate – a great place to live Established in the early 1700’s, Steele Creek was named after the small stream that runs near the intersection of Steele Creek Road and Shopton Road and flows southward into South Carolina. Steele Creek has been one of the fastest growing residential areas in Mecklenburg County… Continue Reading

Taking The Stress Out Of The Home Buying Process

Buying a home in the Charlotte real estate market (just as anywhere else in the nation) is a process that has unfortunately become increasingly complicated and stressful for home buyers over the years. It’s easy to get attached to a home emotionally, but there are a lot of unknowns during the home buying process that… Continue Reading

Owning A Home Is More Affordable For First Time Buyers Than Ever In Charlotte NC

Higher rent, record low interest rates, home prices down 20% to 40% –  isn’t it time to consider owning a home? With consumer confidence down, more people are renting these days than before. Like everything else, rent rates obey the law of supply and demand. The vacancy rate for rentals (apartments and homes) are shrinking… Continue Reading


Would you like to find out if you qualify for the purchase of a home? A down payment assistance? Are you interested in having Cornerstone Realty help you to sell your home? Call us today or fill out the form below and we will contact you as soon as possible.

Mortgage Center

We have included below a few tools to help you determine your mortgage payments, closing costs and an estimator of how much you could afford based on your income. To get pre-approved for the purchase of a home, give us a call today or fill out an online inquiry from our website and we will contact you with 24 hours of your submission.

About Us

This Charlotte real estate website provides search tools, information and market news for home buyers and sellers. All the properties displayed on this website are generated automatically from the Carolina MLS and are updated daily.

The down payment assistance programs discussed in this website are based on a 30-year fixed loan. Interest rate is the current market rate.

If you have questions, please contact us today. Your inquiry will be answered by a Realtor® licensed to practice real estate.

Contact Information

Office: (704) 837-4672
Email: info@nc-homeownership.com
Address: 317 Matthews Mint Hill Road, Suite 201 Matthews, NC 28105

Mon-Fri: 9am to 6pm EST
Sat & Sun: By appointment only

Charlotte Real Estate website – We provide Real Estate services to home buyers and home sellers in Mecklenburg, Union, Gaston, Cabarrus and Stanly Counties.

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