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5 to 1 Match Down Payment Assistance Program

Get up to five times your down payment matched with the 5 to 1 match program

With this down payment assistance program, you could get up to $5,000 in matching funds (5:1 match) to pay for your down payment and closing costs. For example, if you pay for $1,000 in down payment, you would get $5,000 in assistance. The assistance comes in the form of a 5-year forgivable (no interest and no payment due if you own the property for at least 5 years). The assistance is pro-rated at a rate of 20% per year. There is no limitation on where the property you want to buy is located. In order to qualify for this program, you must be a first time home buyer and your gross income per year must be 80% or less of the median income for the county where the property is located. This program is only available through one of our preferred lenders.

Down Payment Assistance Programs & Grants


Would you like to find out if you qualify for the purchase of a home? A down payment assistance? Are you interested in having Cornerstone Realty help you to sell your home? Call us today or fill out the form below and we will contact you as soon as possible.

Mortgage Center

We have included below a few tools to help you determine your mortgage payments, closing costs and an estimator of how much you could afford based on your income. To get pre-approved for the purchase of a home, give us a call today or fill out an online inquiry from our website and we will contact you with 24 hours of your submission.


Start today with your pre-approval process. It's easy - simply provide your information below and will contact you and email you the contact information of one of Charlotte's best lenders.

About Us

This Charlotte real estate website provides search tools, information and market news for home buyers and sellers. All the properties displayed on this website are generated automatically from the Carolina MLS and are updated daily.

The down payment assistance programs discussed in this website are based on a 30-year fixed loan. Interest rate is the current market rate.

If you have questions, please contact us today. Your inquiry will be answered by a Realtor® licensed to practice real estate.

Contact Information

Office: (704) 837-4672
Email: info@nc-homeownership.com
Address: 317 Matthews Mint Hill Road, Suite 201 Matthews, NC 28105

Mon-Fri: 9am to 6pm EST
Sat & Sun: By appointment only

Charlotte Real Estate website – We provide Real Estate services to home buyers and home sellers in Mecklenburg, Union, Gaston, Cabarrus and Stanly Counties.

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