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House Charlotte Neighborhoods

Designated Neighborhood Profile Areas (NPAs)

If your income is at or below 80% of AMI, as long as the home you want to purchase is located within the Charlotte’s City Limits, there is a good chance that it could qualify for down payment assistance through the House Charlotte program, but there are some restrictions – call our office for details. If your combined household income is between 80% and 110% of the AMI, the home you want to purchase must be located in a designated Neighborhood Profile Areas (NPAs).

Click the interactive map button below to launch our mapping app that will help you determine whether or not a property is located in a designated NPAs. Not all homes in designated NPAs will qualify for down payment assistance, so contact us today for expert guidance on how to make the most out of  the House Charlotte program. You can download this House Charlotte neighborhoods map to see where the neighborhoods are located.

The House Charlotte program is available in several neighborhoods across Charlotte, but not all. In order to find out if a home qualifies for this down payment assistance program, each property needs to be cross-referenced and then analyzed by a knowledgeable Realtor® to determine whether it qualifies or not.


House Charlotte neighborhoods


Useful links about the House Charlotte program

House Charlotte program
Apply for the House Charlotte program
House Charlotte program neighborhoods
House Charlotte program interactive neighborhood map
House Charlotte program eligible neighborhood statistical areas
House Charlotte program income guideline
House Charlotte program requirements to prequalify
House Charlotte program frequently asked questions

Down Payment Assistance Programs & Grants


Would you like to find out if you qualify for the purchase of a home? A down payment assistance? Are you interested in having Cornerstone Realty help you to sell your home? Call us today or fill out the form below and we will contact you as soon as possible.

Mortgage Center

We have included below a few tools to help you determine your mortgage payments, closing costs and an estimator of how much you could afford based on your income. To get pre-approved for the purchase of a home, give us a call today or fill out an online inquiry from our website and we will contact you with 24 hours of your submission.


Start today with your pre-approval process. It's easy - simply provide your information below and will contact you and email you the contact information of one of Charlotte's best lenders.

About Us

This Charlotte real estate website provides search tools, information and market news for home buyers and sellers. All the properties displayed on this website are generated automatically from the Carolina MLS and are updated daily.

The down payment assistance programs discussed in this website are based on a 30-year fixed loan. Interest rate is the current market rate.

If you have questions, please contact us today. Your inquiry will be answered by a Realtor® licensed to practice real estate.

Contact Information

Office: (704) 837-4672
Email: info@nc-homeownership.com
Address: 317 Matthews Mint Hill Road, Suite 201 Matthews, NC 28105

Mon-Fri: 9am to 6pm EST
Sat & Sun: By appointment only

Charlotte Real Estate website – We provide Real Estate services to home buyers and home sellers in Mecklenburg, Union, Gaston, Cabarrus and Stanly Counties.

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