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USDA Loan Program Income Limit Guideline Charlotte Region

USDA loan program income guideline

USDA loan program income guideline – In order to qualify for the 100% financing USDA program, your household income cannot exceed 115% of the median income for the area where you want to purchase a home. Refer to the USDA income guideline below to see if your household qualifies for this program. For the Charlotte area, a household of four can qualify for this program if total combined gross household income is $96,050 per year or less or $126,800 or less for a five or more person household.

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USDA program requirements
USDA program eligible areas in and around Charlotte
USDA program income limits
USDA program benefits to home buyers
Frequently asked questions about the USDA program
USDA loan program

Down Payment Assistance Programs & Grants

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Would you like to find out if you qualify for the purchase of a home? A down payment assistance? Are you interested in having Cornerstone Realty help you to sell your home? Call us today or fill out the form below and we will contact you as soon as possible.

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Mortgage Center

We have included below a few tools to help you determine your mortgage payments, closing costs and an estimator of how much you could afford based on your income. To get pre-approved for the purchase of a home, give us a call today or fill out an online inquiry from our website and we will contact you with 24 hours of your submission.

Loan Information
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Start today with your pre-approval process. It's easy - simply provide your information below and will contact you and email you the contact information of one of Charlotte's best lenders.

About Us

This Charlotte real estate website provides search tools, information and market news for home buyers and sellers. All the properties displayed on this website are generated automatically from the Carolina MLS and are updated daily.

The down payment assistance programs discussed in this website are based on a 30-year fixed loan. Interest rate is the current market rate.

If you have questions, please contact us today. Your inquiry will be answered by a Realtor® licensed to practice real estate.

Contact Information

Office: (704) 837-4672
Email: info@nc-homeownership.com
Address: 317 Matthews Mint Hill Road, Suite 201 Matthews, NC 28105

Mon-Fri: 9am to 6pm EST
Sat & Sun: By appointment only

Charlotte Real Estate website – We provide Real Estate services to home buyers and home sellers in Mecklenburg, Union, Gaston, Cabarrus and Stanly Counties.

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